Spurgeon · Verse 5
A good man sheweth favour, and lendeth. Having passed beyond stern integrity into open handed benevolence he looks kindly upon all around him, and finding himself in circumstances which enable him to spare a little of his wealth he lends judiciously where a loan will be of permanent service. Providence has made him able to lend, and grace makes him willing to lend. He is not a borrower, for God has lifted him above that necessity; neither is he a hoarder, for his new nature saves him from that temptation; but he wisely uses the talents committed to him. He will guide his affairs with discretion. Those who neglect their worldly business must not plead religion as an excuse, for when a man is truly upright he exercises great care in managing his accounts, in order that he may remain so. It is sometimes hard to distinguish between indiscretion and dishonesty; carelessness in business may become almost as great an evil to others as actual knavery; a good man should not only be upright, but he should be so discreet that no one may have the slightest reason to suspect him of being otherwise. When the righteous man lends he exercises prudence, not risking his all, for fear he should not be able to lend again, and not lending so very little that the loan is of no service. He drives his affairs, and does not allow them to drive him; his accounts are straight and clear, his plans are wisely laid, and his modes of operation carefully selected. He is prudent, thrifty, economical, sensible, judicious, discreet. Men call him a fool for his religion, but they do not find him so when they come to deal with him. "The beginning of wisdom" has made him wise, the guidance of heaven has taught him to guide his affairs, and with half an eye one can see that he is a man of sound sense. Such persons greatly commend godliness. Alas, some professedly good men act as if they had taken leave of their senses; this is not religion, but stupidity. True religion is sanctified common sense. Attention to the things of heaven does not necessitate the neglect of the affairs of earth; on the contrary, he who has learned how to transact business with God ought to be best able to do business with men. The children of this world often are in their generation wiser than the children of light, but there is no reason why this proverb should continue to be true.